Terms and Conditions

Last updated: September 2026

These terms apply when you buy or use the Borderless Pinoy online course, sold and run by Borderless Pinoy (“I”, “me”). By enrolling, you agree to them. Contact: mabuhay@borderlesspinoy.com.

1. The course

Borderless Pinoy is a self-paced online course delivered as PDF chapters on systeme.io. Your enrollment includes lifetime access to the course, and any updates I add when I learn something new, at no extra cost. A private community for students is planned; until it opens, questions can be sent by email or posted in the lesson comments.

2. Price and payment

Prices are shown in Philippine pesos and paid through Airwallex by card or e-wallet. The founding price applies only while it’s shown on the website, and later buyers may pay a different price. Fees charged by your own bank or card provider are yours to cover.

3. Access

After payment, you’ll get an email from systeme.io, the course platform, with a link to access the course. It goes to the email you used at checkout, within 24 hours. Your access is personal: please don’t share your login or let others use it. I may suspend access that is shared or misused.

4. Refunds

All enrollments are final sale, because you get the full course and every template right away. I will refund you if you were charged twice for the same enrollment, or if you paid and did not receive access within 3 days and I can’t fix it. Nothing in these terms takes away any right you have under Philippine consumer law.

5. What you may do with the material

The course, its PDFs and its templates are mine and protected by copyright. You may use them for your own business. You may not resell, share, publish or upload them elsewhere, or use them to create a competing course.

6. Education, not professional advice

The course shares my own experience and general information. It is not legal, tax, accounting or financial advice. Rules, fees and provider terms change, so check the current rules and speak with a licensed professional about your situation before you act. Results depend on your business and your effort, and I don’t promise any particular income or outcome.

7. Other providers and referral links

The course mentions providers such as company formation services, banks and payment platforms. They are independent from me, and their own terms apply when you sign up with them. Some links are referral links: you may get a discount, and I may receive a reward. Their offers and discounts can change without notice.

8. Community and comments

Be respectful, and don’t post spam, ads or anyone’s private information. I may remove posts or members that break these rules.

9. Limits of responsibility

To the extent the law allows, my total responsibility to you for anything related to the course is limited to the amount you paid for it. I’m not responsible for decisions you make based on the course, or for the services of other providers.

10. Changes

I may update these terms. The version shown on the date you enrolled applies to your purchase, and I’ll email buyers about important changes.

11. Governing law

These terms are governed by the laws of the Philippines, and disputes will be handled by the courts of the Philippines.